I've capsized a kayak a few times during launchings and landings, but the only time I've ever come close to capsizing a kayak "at sea" was in the middle of the Plumper Islands in 2011.
I never saw any whirlpools in the Plumpers, but I hit a ferocious eddy line on the east side of Ksuiladas Island that spun my 18-foot (540 cm) kayak around like a top. The eddy line was readily visible from a distance, but I badly underestimated its speed. I wrongly thought I'd be able to cross to the far side of the narrow channel with minimal lateral drift, but the moment I hit that eddy line, the current whipped my boat around in the blink of an eye. There was no time to brace. It was just sheer luck and the ludicrously fat beam of my boat that kept me upright.
I entered the Plumpers about half an hour before max flood on a spring tide (new moon). The current table for Weynton Passage indicates a max flood of 4.3 knots that day, so there might have been a 4-knot current in Weynton Passage at the time I entered the Plumpers. Whatever the current speed was in Weynton Passage, it was substantially faster in the Plumpers. I don't know the speed of the current I encountered near Ksuiladas Island that day, but subjectively, I would say it was quite a bit faster than 4 knots!
I can't speak authoritatively to what the currents in the Plumpers look like during an ebb, nor what they would look like during a 2.5-knot current measured in Wenton Passage, but I suspect they would still be strong. In their guidebooks, Peter McGee and John Kimantas each warn about fast currents in this area, and that was certainly my experience as well. McGee warns that currents at nearby Wenyton Island can run up to 5.5 knots (I suspect currents in the narrower Plumpers run even faster), and Kimantas warns that currents in the Plumpers can be "impassable or even dangerous." Kimantas's
earlier guidebook even features a photo of a kayaker hauled out on the rocks in the Plumpers, waiting out a racing tide current!
I would recommend a cautious approach to any eddy lines you encounter in the Plumpers. Better yet, pull over, take a break, and wait for things to quiet down.
Alex